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Car Finance – How to Finance a New Car


Car buying and car leasing each have their advocates. The advantages and disadvantages of either will relate to your circumstances at the time you buy a car. This article will assist in helping to make a decision. There are 3 options to buy a new car with Prime Trust

Buying the Car With Cash

If you have enough cash to buy a car outright and thereby avoid the interest payments of a finance deal, this is certainly a good option. This is particularly true when interest rates are low because you are not getting much interest by keeping your money in the bank. The only downside to this is that the car you buy will depreciate an average of 40% within the first 12 months, but you will still have an asset you can resell.

Personal Loan

If you borrow money to buy a car, you will need to repay the original value of the vehicle plus interest over a certain period of time. A Personal Loan is the most common way to finance a car. It is an unsecured form of car finance that is attached to the borrower as opposed to the assets bought with the money from the loan (in this case; the car). If the borrower defaults, the lender will seek action against them personally. This means that you can be liable in case you default on your loan. As Personal Loans are unsecured, they often have a higher rate of interest than secured loans. One of the important benefits of a personal loan to fund the purchase of your car is that there may be less paperwork involved , particularly if you have a good relationship with your bank manager, and your loan may be approved more quickly.

Secured Car Loans

As opposed to …

What is rake back

Stop Leaving Your Money On the Table! I can’t believe how many players don’t use 먹튀검증업 rake back? Some don’t even know what it is. If you are not using a rake back program you are leaving money on the table. Do you remember the saying… take care of the pennies and the dollars take care of themselves? Well for most players it is not just pennies they are missing out on.. It is sometimes in the thousands..


Rake Back is simple. You generate rake (income for the poker site) and if you don’t request it back, you don’t get it back! What most people don’t know is that poker sites give you a large portion of your rake back if you ask. This is much like a casino players club card. Only instead of dinner they PAY CASH!

We have created an easy system that allows you to view the rake you have accumulated and cash it out whenever you want!

Click Here to View a List of the best rake back programs the internet has to offer!

Shearing the Sheep

A quick note – The companion video to this blog will be up here on RPT soon. I have already submitted it, so you should see it within the next few days. It is entitled Shearing the Sheep and is a heads up 5/10 game on Full Tilt.Though the concept has been discussed by some serious players, very few people seem to understand how shearing the sheep (rather than slaughtering it) works.

The simple idea that if you don’t break a guy now you might be able to get some money from him every payday is an easy one, but online it is rarely useful. There are more fish out there, and one will be along …


The award winners of Australia’s most prestigious photography prize were announced in front of 1,000 guests at the official opening of the Head On Photo Festival at Sydney’s Lower Town Hall on Friday 29 April. Sounds good? Do you want to buy family planner calendar? Order calendars here.

Crowd favourite category, the Head On Portrait prize, was taken out by Antonio Heredia with his emotive portrait of brain cancer survivor, Oscar Prieto. Having beaten the disease following surgery, chemotherapy and radiotherapy the striking image captures Prieto’s lasting reminder; a deep scar running down the back of his skull.

First prize in the Landscape category went to David Chancellor for a moving image of an injured giraffe on the brink of death in South African. The image attempts to capture the moment between life and death, where the animal is at peace and calm in a world only it inhabits. Winner in the Mobile division was Andrew Robert Morgan, with his depiction of his 87 year old grandfather’s loss of independence, reflected in the photo through the man forced to sit in the backseat of the car for the ride home because he is no longer allowed to drive at night.

Head On Photo Festival is Australia’s premier photography event and one of the world’s leading photography festivals. The festival boasts a bustling satellite program of talks, hands-on workshops and exhibitions. Photographers submitted works covering every known field of photography, from photojournalism to fine art to reportage to commercial.

More than 4,000 entrants vied for over $50,000 worth of prizes across the four categories: Portrait, Landscape, Mobile and Student.


First place:      Antonio Heredia   – Survivor

“Some years ago, 29 year-old lawyer Oscar Prieto was diagnosed with brain cancer. Following surgery, chemotherapy and radiotherapy, Oscar was able to beat …

Predicting the news is one thing….predicting the market reaction is another.

Today we got word that the European Central Bank kept their interest rates unchanged while the Bank of England lowered their interest rates.  Since higher interest rates usually lead to a higher currency value while lower interest rates usually lead to a lower currency value, FX Power Course students have been asking us why the EUR/GBP sold off when it should have rallied.

The first thing I tell them is that predicting the Central Bank actions are one thing, but predicting the market’s reaction is another.  The rate cut by the Bank of England was no surprise, traders were expecting this.  Also, the lack of change by the European Central Bank was not necessarily a surprise.  However, the accompanying statement did show that the European Central Bank was concerned that their economy might be slowing down.

This was a little different from the stance up until this announcement in that previously their bias was to raise rates to keep inflation in check.  So traders, who typically trade today based on what they think the situation will be like six months in the future heard what they have been suspecting, that the next move by the European Central Bank might be to lower rates instead of raising them.  So traders sold the EUR pairs.  So if you like trading the news, stick to the reaction of the market and not the news itself when making trading decisions.

Start at the top and work your way down.

One of the important points we teach in the funded forex Power Courses is to trade in the direction of the trend on the daily chart.  We recommend only trading the strongest trends as that is where you are likely to find the best trading opportunities.  After having identified a strong trend on the daily …

Saturn Hybrids Drive ‘The Road to Change’ to the Presidential Inauguration


A caravan of Saturn Vue 2-Mode Hybrids departs today from the North American International Auto Show in Detroit bound for the upcoming presidential inauguration in Washington, D.C.

The caravan’s theme is “The Road to Change Starts in Your Driveway.” It will make stops along the way to encourage people to pledge to make positive changes to reduce the nation’s energy consumption. Once in Washington, the hybrid vehicles will be used to provide courtesy transportation for inaugural events.

The caravan is scheduled to make stops at Ohio State University in Columbus, Penn State University in State College, and Howard University in Washington, D.C. Other stops are scheduled in Ottawa Elementary in Toledo, Ohio; Saturn of Monroeville, Pa.; and Saturn of Harrisburg, Pa.

Students and the general public will have the opportunity to sign an oversized card wishing President-elect Obama well as he assumes the presidency. The card will be printed on paper infused with wildflower seeds that will be planted after it is shared with the new president.

People can also have their photo taken as they hold a sign declaring their individual “Pledge for Change.” Participants can make any pledge they want, with possible examples being “I pledge to change my car’s air filter.” or “I pledge to turn out the lights when I leave my dorm room.” The photos will be posted on Facebook (search on “Saturn”).

“At Saturn, our commitment to change is evident in our current and future lineups of hybrids and other fuel-efficient vehicles,” said Saturn General Manager Jill Lajdziak. “While buying a vehicle with better fuel economy is one big change people can make, we also want to encourage small, everyday steps.” At the caravan stops, Saturn will distribute tip sheets with advice on eco-friendly vehicle care and operation.

Vehicles participating in the caravan …

Lease Restatements: They’re Not Just For Restaurants Anymore

The restaurant sector has been going through mini-seizures in the past couple of months over the restatement of previously issued financial statements. The reason for the restatements: incorrect accounting for leases. A number of restaurant firms have already announced restatements and their effects – crypto Custodian, Jack In The Box, Brinker International, Darden Restaurants, and Ruby Tuesday – according the Wall Street Journal. Others in the same industry are still pondering their lease accounting. A good discussion is in the CKE Restaurants 8-K of November 23, 2004.

The problem generally revolves around a mismatch: a company may lease property, account for it as an operating lease over the initial term and recognize rental expense over that same period. (No asset, no debt, just rental expense.) The rub comes in when the firm capitalizes improvements it places on the rented property and depreciates them over a longer term – say, the initial rental period, plus periods covered by expected renewals. If you don’t have the right to use the property that the improvements sit upon after a certain number of years, does it really make sense to depreciate it over a longer period than that? It’s like depreciating a building with an expected economic life of 40 years, putting a new roof on it in the 30th year. Maybe the roof will last 25 years, but does it makes sense to do that if the rest of the building is expected to be worthless in 10 more years?

(Time for a disclosure: KPMG is a subscriber to The Analyst’s Accounting Observer. It makes no difference to me, but some people breathe heavily about these things.)

So far, there have been two constants in these lease-driven restatements: they’ve been in the restaurant business, and the auditor has been KPMG. That leads …

The Nose Anatomy Impact on Surgery


The anatomy of the nose plays a role in the complexity of nose surgery. The nose is comprised more components than most any other feature of the body. Plastic surgeons examine the every aspect of the nose to identify the appropriate treatment plan for people interested in nose surgery. Understanding the anatomy of the nose helps to optimize surgery results and reduces the risk of dissatisfaction and complications following nose surgery.

The upper cartilages frame the appearance of the nose. The lower cartilages have an impact on the shape of the nasal tip and nostril width. Plastic surgeons take special care to treat the precise cartilages necessary to achieve a satisfactory result.

The septum provides the midline structure to display symmetry or asymmetry between the sides of the nose. The nasal septum is comprised of quadrangular cartilage and the ethmoid plate of the nose. The deviated septum must be delicately repositioned into place.

Nasal skin is equipped with fibrous tissue, muscles and blood vessels. Plastic surgeons must take precautions to treat the appropriate tissue planes during surgery to reduce the risk of excessive scarring.

The anatomy of the nose may limit the surgeon’s ability to alter the aesthetic appearance of the nose in some ways that you may desire. For example, the two nasal bones that sit on either side of the nose are joined by cribriform plates are not treated in aesthetic nose surgery. Cribriform plates form a portion of the nasal cavity, contain ethmoidal nerve cells and assist in the sense of smell. The nasal bone is responsible for part of the shape of the cranial floor, eye sockets and nasal cavity. There is another plate that runs downward in the middle of the cribriform plates which helps to shape the nasal septum, but may not be …

What to Do in the event that a good Online Casino Blocks Your


Enjoying at your favourite online casino is all fun and games if you do not experience a problem. And even whether all of us like it or not necessarily, problems do exist together with that’s where we can certainly try and step in to help. If one day your log in and a person see your online casino or Casino Malaysia account blocked at this time there, are approaches to get it lower back up and running and that’s precisely what we’ll be speaking about in to all of us blog.

Your Account is Blocked! Don’t Panic

First let’s picture this seen. Youre playing on-line slots and games in your favourite casino and you decide to contact it a new moment. Subsequent time you go in order to visit your account is blocked. A whole lot worse your on the internet gambling establishment account continues to be blacklisted with your hard-earned earnings blocked too! What carry out you do?

To begin with, rarely panic! Don’t available live chat and immediately convey anger towards the on line casino because the chances are, you happen to be just will make things worse or at least hold off the situation. If this does happen, not to worry, due to the fact we have some remedies on how to discover your gambling establishment account.

Rarely express instant anger. Work with our here are some hints get your online casino account revealed.It’s natural that right now in addition to again you can experience gambling establishment account dealing with issues together with there may possibly be many reasons why preparing too. The idea does not categorically mean that your own personal locked on the web internet casino consideration will remain closed forever. In fact, this might be something simple that’s secured your account like verification …

Helsinki Midnight Sun 2008 with Paradise slot demo

It may seem hard to believe but there are more things happening in the world of slot demo other than WSOP 2008!

Why not join Team Paradise this year in Finland for a fantastic tournament – Helsinki Midnight Sun 2008 – which is being held at the Grand Casino, Helsinki, Finland on the 4th to 6th June. This picturesque City and excellent poker are waiting for you and this is how you will get there:-

Daily Satellites running throughout the day with a buy in of €2.20. For every 10 players there will be one place awarded to the weekly Satellite

Weekly Satellites on Sundays at 6pm UK (1pm New York). Buy in direct for €22, for every 10 players a seat will be given to the Online Final

Online Finals on 24th April and 11th May. Buy in €215, there will be one prize package (worth €4,000) awarded for every 20 players

The prize packages that are waiting to be awarded are worth €4,000 and include €3,000 for event buy-ins and €1,000 for travel and accommodation. If you have never played in a live tournament or never been to Finland then this could be just the opportunity you have been waiting for, go for it!

For more info on the Paradise Poker sign-up bonus of 100% up to €500, please check out our Paradise Poker Review.

Full Tilt Poker FTOPS VIII Schedule – satellites running now

Full Tilt Poker FTOPS schedule (VIII)FTOPS, the online poker series brought to us by Full Tilt Poker, is back again and Series VIII (8) is bigger and more exciting than ever with over $12million in guaranteed prizepools. The action starts on May 7th and continues until the Main Event on the18th. We’ve got 24 events to look forward to, including three mystery events, …

World Series of เเทงหวยออนไลน์ Circuit to be Held at Harrah’s Rincon


According to reports from Harrah’s Entertainment Inc., a World Series of เเทงหวยออนไลน์ Circuit stop has been scheduled at Harrah’s Rincon in Valley Center, California. This event will be held from February 26 to March 7, 2005. Earlier a circuit event at Harrah’s Rincon pulled in a total of 1,834 entries. The prize money given away, exceeded $2.7 million. Janet Beronio, the resorts senior VP and GM said that the World Series of Poker was the riches and most prestigious event. She said that she looked forward to bringing in all the thrill and excitement of the tournament, to it patrons at Harrah’s Rincon. With this addition of Harrah’s Rincon to the 2005-2006 World Series of Poker Circuit, the total goes up to 12 tournament stops that offer high stakes poker action, in Harrah’s casinos. During this season the action started at Grand Casino Tunica and upcoming events will take place at Harrah’s Casinos in places like Las Vegas, Atlantic City and Lake Tahoe. reports:

Each Circuit stop offers several tournaments with buy-ins ranging from a few hundred dollars to $10.000 for the no-limit hold’em Circuit of Championship. The winner of the final event of each Circuit stop will qualify for the tour’s grand finale, the World Series of Poker Tournament of Champions.

Supermodel Kate Moss Gets 5m Pounds For Campaign, From Online Gambling Site

Troubled Supermodel Kate Moss has been offered 5m pounds for a new campaign. Online gambling site made this offer to the scandal-embroiled Kate. There would be restrictions in this 5 year contract such as a spell at the rehabilitation center. A close monitoring will also be done by the head office of the company in Costa Rica. This is to ensure that the model does not take drugs. Kate has also been …